Local authorities face rising temporary accommodation costs, limited capital for new builds, and ageing housing stock, all amid growing waiting lists and a widening housing shortfall. Retrofit demands to meet net-zero targets add further pressure. With government funding unable to cover the gap alone, innovative and collaborative solutions are increasingly being backed to tackle the crisis.
Access to funding for retrofit and stock improvement – work to net-zero targets
Deliver at speed and scale – through Refinance, Acquisition or New Build
New build offering – build more social housing to ease the burden
Mixed tenure options – social, affordable and market rent
Quality, appropriate homes with EPC C minimum
Up to 40% discounts on LHA
Speed
Control, flexibility: through nominations and management rights
No upfront cost: immediate savings against current delivery route
Positive NPV from year one, Cashflow positive from day 1 at project and organisationleve
Value for money - more cost effective than equivalent PWLB or market funding
No Right to Buy erosion
No MRP, balance-sheet neutral
Ownership of assets
Tailored to Council priorities
Break, buy-back and early exit clauses
Fixed rent reviews or indexed with cap and collars
Low initial hurdle
No IFRS 16 implications, no MRP required
Accounting technical audit by Grant Thornton, EY, KPMG, Knight Frank
No procurement implications, no state aid/subsidy control considerations